Financial Planning & Analysis

Financial planning for UAE SMEs
not guesswork.

Structured financial support with clear processes, UAE compliance, and disciplined execution for cafés, clinics, and trading companies.

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200+ UAE SMEs trust us
Serving Abu Dhabi, Dubai, Sharjah & all Emirates
Specialists in F&B, clinics, trading & startups

What We Handle

Financial planning built for UAE business reality

Strategic budgeting and forecasting models
Monthly cash flow projections and monitoring
KPI dashboards with real-time metrics
Variance analysis and trend identification
Scenario planning and sensitivity analysis
Working capital optimization strategies
Profitability analysis by product, service, or location
Financial modeling for expansion and growth

Need expert support with bookkeeping, VAT filing, or payroll? We handle those too.

Learn more about UAE financial regulations: UAE Central Bank | Securities & Commodities Authority

Your Outcomes

Know your numbers, drive your growth

Clear financial direction

Budget-to-actual tracking every month

Know exactly where you stand against plan with detailed variance analysis and actionable insights

Cash flow visibility

Forecast cash needs 3-6 months ahead

Avoid cash crunches with forward-looking projections and proactive planning

Data-driven decisions

KPIs that actually matter to your business

Custom dashboards showing revenue trends, margins, burn rate, and operational efficiency

Strategic confidence

Financial models built for UAE SMEs

Scenario planning tools to test assumptions and make informed expansion decisions

What Our Clients Say

Trusted by 200+ businesses across the UAE

"We have been with Ratio for three years and have always found them to be efficient and capable, especially Amaan! Thank you for all your hard work!"

JM

Julie MciLvenny

"We've just opened a new Restaurant. Our previous accounting team were okay but complicated things. Ratio have not only simplified our accounting but also helped us understand our numbers better."

ML

Mohamed L

"Very professional team with rich experience. They took great care of our accounting work. Excellent management reports and financial insights."

MA

Mohamed Alsuwaidi

"Extremely professional! All the details were taken in mind, everything was scheduled on time, and at the end I received exactly what was promised."

SK

Saoud Alkaabi

"As the owner of medium-sized enterprise, the maintenance of accurate, updated, audited accounts is extremely important. Ratio has been exceptional in this regard."

MB

Mohamed Badawy

"The Ratio team is a highly professional and competent team that ensures they take care of the financials to allow the business to focus on the core operational aspects."

AH

Ahmed Alhammadi

"We have been with Ratio for three years and have always found them to be efficient and capable, especially Amaan! Thank you for all your hard work!"

JM

Julie MciLvenny

"We've just opened a new Restaurant. Our previous accounting team were okay but complicated things. Ratio have not only simplified our accounting but also helped us understand our numbers better."

ML

Mohamed L

"Very professional team with rich experience. They took great care of our accounting work. Excellent management reports and financial insights."

MA

Mohamed Alsuwaidi

"Extremely professional! All the details were taken in mind, everything was scheduled on time, and at the end I received exactly what was promised."

SK

Saoud Alkaabi

"As the owner of medium-sized enterprise, the maintenance of accurate, updated, audited accounts is extremely important. Ratio has been exceptional in this regard."

MB

Mohamed Badawy

"The Ratio team is a highly professional and competent team that ensures they take care of the financials to allow the business to focus on the core operational aspects."

AH

Ahmed Alhammadi

Full Visibility Through Ratio Volt

Access your KPI dashboards, review budget-vs-actual reports, and track financial performance through our dedicated Ratio Volt platform. Complete transparency, zero follow-ups.

Frequently Asked Questions

Why choose Ratio for Financial Planning in UAE?

Ratio provides structured financial planning with clear processes, UAE-focused KPIs, and monthly performance tracking. We serve 200+ SMEs across Abu Dhabi, Dubai, and Sharjah with industry-specific expertise in F&B, clinics, and trading businesses.

How does Ratio support SMEs, cafés, clinics, and trading companies?

We build custom financial models tailored to each industry—tracking table turns for restaurants, patient volumes for clinics, and inventory cycles for trading. Every KPI dashboard is designed around your specific business drivers.

What makes Ratio different from other UAE consulting firms?

We focus on execution, not just advice. Monthly budgets, cash flow forecasts, and KPI reports delivered on schedule with full visibility through our Ratio Volt platform.

Ready for financial clarity?

Let's build the strategic foundation your business deserves

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