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Retail / E-commerceAbu Dhabi, UAE

Retail Chain Reduces Month-End Close Time by 60%

Fashion retailer achieves same-day month-end close

60%
Faster Month-End
99%
Inventory Accuracy
AED 2M
Bank Loan Approved

Client Profile

A fashion retail business with 3 physical stores in Abu Dhabi and a growing e-commerce platform selling premium clothing and accessories. Annual revenue of AED 8 million across both channels, managing inventory of over 5,000 SKUs with seasonal collections and promotional cycles.

Challenges

Month-end close took 15-20 days due to inventory reconciliation delays
Bank required audited financials for AED 2M expansion loan but books were incomplete
Inventory shrinkage exceeded 8% annually with no proper tracking
Online and retail sales tracked in separate systems with manual consolidation

Our Approach

Ratio implemented daily reconciliation workflows, integrated online and retail systems, and established perpetual inventory tracking with monthly cycle counts.

Key Implementations

  • Integrated POS and e-commerce platform (Shopify) into unified accounting system
  • Established perpetual inventory tracking with automatic COGS calculation
  • Implemented daily bank reconciliation and weekly inventory cycle counts
  • Created audit-ready financial statements with full supporting schedules

Results

60% faster
Month-End Close
From 15-20 days to 5-7 days
99%
Inventory Accuracy
Reduced shrinkage from 8% to 1%
AED 2M approved
Bank Loan
Based on clean financials
First time
Audit Pass
Zero material adjustments

"The bank required audited financials within 45 days. Ratio cleaned our historical records, implemented proper inventory tracking, and delivered audit-ready statements that secured our AED 2M loan. Worth every dirham."

Managing Director, Fashion Retail

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